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Asset Protection Services Cypress TX

This page provides relevant content and local businesses that can help with your search for information on Asset Protection Services. You will find informative articles about Asset Protection Services, including "Protect Your ASSets in Business". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Cypress, TX that can help answer your questions about Asset Protection Services.

Timothy G. Hermesch (RFC®), CHFC, CLU
(281) 648-3348
11419 Creekwood Hills Ln
Houston, TX
Company
Hermesch Group
Qualifications
Education: Balchor of Special Studies (BSS)
Years of Experience: 24
Membership
IARFC, SFSP
Services
Invoice, Estate Planning, Portfolio Management, Pension Planning, Retirement Planning, Medicaid Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Education Plan, Healthcare Accounts, Asset Protection, BuySell, Compensation Plans

Data Provided By:
Mr. Alan C. Kifer (RFC®), CEP, CFP, LUTCF, RFP
(800) 891-8797
515A S. Fry Rd #113
Katy, TX
Company
L.I.F.E. Services, LLC
Qualifications
Years of Experience: 20
Membership
IARFC, MDRT, FPA, SFSP, NAIFA, NICEP
Services
Invoice, Estate Planning, Pension Planning, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Annuities, Life Insurance, Long Term Care Insurance, Asset Protection, Compensation Plans

Data Provided By:
Bryon Townsend, CFP
2950 N. Loop W., Ste 500
Houston, TX
Company
Title: Managing Director
Company: W.R. Anderson & Co
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
Univerversity of Houston, BBA-Finance
Years Experience
Years Experience: 16
Service
Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Pension for Highly Compensated Owners,Stock Market Alternative,Reverse Mortgage,Medicare Planning,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Mortga

Data Provided By:
Charles Geraci
12721 Sawmill Road
The Woodlands, TX
Company
Title: Principle
Company: C. Geraci & Company
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
University of Texas (1975)
Years Experience
Years Experience: 20+
Service
Portfolio Engineering,401k Rollover From Employer,Income for Life/ Preserve Principal,Disability Insurance,Retirement Planning,Real Estate Investment Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Fee Only Portfolio Management,Pension for Highly Compensated Owners,Stock Market Alternative,Alternative Investments,Annuities,Alternative Asset Class Pl

Data Provided By:
Morgan Stanley
(800) 422-5766
24 Waterway Avenue,Suite 600
The Woodlands, TX
 
Ben Keel Jr ThD RHU REBC RFC & Ben Keel III CFP(R) ChFC CFEd CLU
800 Avenue C
Katy, TX
Company
Company: Financial & Insurance Consultants
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Years Experience
Years Experience: 24
Service
Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Fee Only Portfolio Management,High Yield Bank Accounts,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Medicare Planning,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distri

Data Provided By:
Mr. Patrick J. Wehrly (RFC®), CEP, CSA
(281) 528-5760
3325 Spring Cypress Road Ste 100
Spring, TX
Company
Offices of Patrick J. Wehrly
Qualifications
Years of Experience: 20
Membership
IARFC, NICEP
Services
Invoice, Estate Planning, Business Planning, Trustee Service, Retirement Planning, Tax Planning, Tax Returns, Annuities, Life Insurance, Long Term Care Insurance, Charitable Planning, Asset Protection, BuySell

Data Provided By:
Michael J. Fitzgerald, CPA/PFS, CFP(R), MST
2500 City West Boulevard
Houston, TX
Company
Title: Retirement Planning Texas - President
Company: Retirement Planning Texas - Fitzgerald Financial Partners, LLC
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
Texas A&M University - Masters of Tax Consulting
Texas A&M Univeristy - Bachelors of Business Administration - Accounting
Blinn College - Associate of Science - Accounting
Years Experience
Years Experience: 10
Service
Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Portfolio Engineering,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Fee Only Portfolio Management,Pension for High

Data Provided By:
Daniel Goodwin
25511 Budde Rd
The Woodlands, TX
Company
Company: Goodwin Financial Group
Type
Investment Advisor Rep: Yes
Education
SHSU BS
Years Experience
Years Experience: 18
Service
Captive Insurance,High Yield Bank Accounts,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Fee Only Portfolio Management,Wealth Engineering,Pension for Highly Compensated Owne

Data Provided By:
Mr. Henry Dennard (RFC®), CFP, PHD
(903) 534-8306
1820 Shiloh Rd
Tyler, TX
Company
Henry Dennard Personal Financial Planning
Qualifications
Education: AA Business Administration, Tyler Junior College;BA Business Administration, Louisiana Baptist University;MA Phsychology and Christian Counseling, Louisiana Baptist University;PhD Phsychology and Christian Counseling, Louisiana Baptist University;
Years of Experience: 30
Membership
IARFC
Services
Invoice, Estate Planning, Pension Planning, personal Coach, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Charitable Planning, Education Plan, Asset Protection, Compensation Plans

Data Provided By:
Data Provided By:

Protect Your ASSets in Business


By Stephen Bucaro

Many people are starting an online business without a thought about the danger this may pose to their personal assets. The type of protection you need depends upon the nature of your business and the amount of your personal assets.

If you have no personal assets, you probably don't need much protection. They say "you can't get blood from a turnip". Hey, if someone wants to take over your credit card debt, they are welcome to it!

But if you do have investments, or own a home, and someone sues your business, they could take your personal assets. If you do not incorporate your business, by default it is a "sole proprietorship". This means your business is YOU and your assets are at risk.

If your product is something like greeting cards, then you are not extremely vulnerable to a lawsuit. You would think it would be difficult for someone to be harmed by a greeting card, but someone might interpret the prose on the card as personal character defamation, or they might get a paper cut from the card. Remember a few years ago when a lady sued McDonalds after she burned herself by placing a cup of hot coffee between her legs?

If your product is a food item or a physical object, you could be especially at risk of a lawsuit. The list below provides some steps you should take to protect yourself if you run a business.

1. Incorporate your business. A corporation is treated like a separate individual. If the corporation is sued, your personal assets cannot be taken. You don't need to pay a lawyer $1000 to file the papers to incorporate your business. You can do it yourself for about $50.

2. Post a disclaimer on everything you make. Your disclaimer should include a phrase like; "you do not make any warranties of merchantability or fitness for a particular purpose, either expressed or implied. By using this material, the user assumes complete responsibility for any and all damages resulting from that use."

3. Provide a "limited warranty" that defines the specific things that you guarantee about your product. If you don't, then your product is subjected to the default general "warranty of merchantability". Basically an unconditional guarantee.

4. If mis-assembly or misuse of your product might cause damage, then you need to provide complete instructions. Clearly state the proper use of the product and place a warning about misuse of the product.

5. Place large clear warning labels on your product and ...

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